Nature

Disclaimers

Issued by The Hongkong and Shanghai Banking Corporation Limited, India. Incorporated in Hong Kong SAR with limited liability (HSBC India).

For Insurance:

Purchase of any insurance products by a customer is purely voluntary and is not linked to availment of any other facility from HSBC India.

BEWARE OF SPURIOUS/FRAUD CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

The Life Insurance products are offered and underwritten by Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited (Insurer) (IRDAI Regn. No. 136) having its head office at 139 P, Sector 44, Gurgaon - 122003, Haryana (India). HSBC India (IRDAI Registration Number: CA0016), having its India corporate office at 52/60, M. G. Road, Fort, Mumbai - 400 001, is the Corporate Agent of the Insurer, and does not underwrite the risk or act as an insurer.

The General Insurance products are offered and underwritten by ICICI Lombard General Insurance Company Limited (IRDA Regn. No. 115) (“Insurer”) Registered Office Address: ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. HSBC India (IRDAI Regn. No. CA0016) having its India Corporate Office 52/60, M. G. Road, Fort, Mumbai 400 001, is a corporate agent of the Insurer.

The contract of insurance is between the Insurer and the insured and not between HSBC India and the insured. HSBC India does not act as an insurer or underwrite the risks and does not accept any responsibility for any decision made by the Insurer. Settlement of claims is not the obligation of HSBC India.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

For Mutual Funds, Portfolio Management Services (PMS) and Alternative Investment Funds (AIF):

HSBC currently offers investment products from third party entities registered and regulated in India. HSBC does not distribute or offer through referral, investment products to those persons who are either the citizens or residents of United States of America (USA), Canada, Australia or New Zealand or any other jurisdiction where such distribution or referral would be contrary to law or regulation.

Mutual fund investments are subject to market risks. Please read the Scheme Information Document (SID), Statement of Additional Information (SAI), Key Information Memorandum (KIM) and addendums, as applicable, issued from time to time, carefully before investing

For PMS and AIF, HSBC India only refers you to the Asset Management Company (AMC) on your request, for fulfilment of your needs. The decision to offer PMS/AIF to you will be taken independently by the AMC. Please read the PMS/AIF Disclosure Document and the terms & conditions of PMS/AIF products and proceed only if you agree to the same.